Your KiwiSaver savings
could be worth
a lot more.
Answer a few quick questions, see a personalised projection, and get free advice from a licensed financial adviser in New Zealand.
Answer a few questions
A short chat about your age, balance, and KiwiSaver goals.
See your projection
Interactive chart of what your balance could grow to.
Get personalised advice
Free Statement of Advice from a licensed NZ adviser.
A few reasons it pays to pay attention
3.5%+ from your employer*
Most employers must contribute at least 3.5% of your gross salary when you contribute too, on top of what you put in, so your balance keeps compounding over time.
A yearly Government contribution*
Contribute enough across the KiwiSaver year (1 July to 30 June) and the Government chips in too. Putting in around $20 a week helps you secure the full annual amount.
Use it toward your first home*
After at least three years in KiwiSaver you can typically put most of your balance (leaving $1,000) toward a first-home deposit, alongside any First Home Grant you qualify for.
Held safely in a trust
Your money is held by independent custodians, kept separate from the provider's own finances and overseen by regulated supervisors.
*Eligibility criteria and conditions apply.
Free advice. Real numbers.
Just for you.
A few quick questions is all it takes. We crunch the projection, then a real adviser walks you through your options. No fees. No catch.
What a small change could mean
Ready to see your numbers?
Takes about 5 minutes. Completely free. No sign-up needed.
Get My Free ProjectionCommon questions
Nudge is a free KiwiSaver advice tool built by Staffords Wealth. It helps you see how your KiwiSaver savings could grow with a personalised projection and, if you want, connects you with a licensed financial adviser for a free Statement of Advice.
Yes, 100%. There are no fees, no hidden charges, and no obligation. Staffords Wealth is paid by KiwiSaver providers when a switch is made, so the service is completely free for you.
About five minutes. You answer a few quick questions, see your projection chart, and can request your personalised advice straight away.
Staffords Wealth is a New Zealand financial advice firm regulated by the Financial Markets Authority (FMA). They hold a Financial Advice Provider licence and operate under the FMC Act 2013.
Absolutely not. Nudge only provides information and advice. Any decision to switch is entirely yours, and nothing happens without your explicit consent.
Yes. All data is stored securely in line with the New Zealand Privacy Act. We never sell your information, and you can request its deletion at any time.
A Statement of Advice (SOA) is a personalised document prepared by a licensed financial adviser. It outlines a recommendation tailored to your situation, including the reasoning behind it.